/* Charles Schwab–aligned advisor site */
:root {
  --schwab-blue: #00a0df;
  --schwab-blue-deep: #0080b3;
  --header: #33424c;
  --ink: #222;
  --muted: #5b6770;
  --line: #d9dee3;
  --bg: #ffffff;
  --soft: #f5f7f8;
  --max: 1080px;
  --sans: "Helvetica Neue", Helvetica, Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--sans);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.55;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--schwab-blue-deep); }
a:hover { color: var(--schwab-blue); }

.wrap { width: min(var(--max), calc(100% - 2.5rem)); margin-inline: auto; }

/* Top utility / brand bar */
.schwab-bar {
  background: var(--header);
  color: #fff;
}
.schwab-bar .wrap {
  min-height: 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}
.schwab-lockup {
  display: inline-flex;
  align-items: center;
  gap: 0.7rem;
  text-decoration: none;
  color: #fff;
}
.schwab-lockup img.mark {
  width: 40px;
  height: 40px;
  flex: 0 0 auto;
}
.schwab-lockup .word {
  font-size: 1.15rem;
  font-weight: 700;
  letter-spacing: 0.01em;
  line-height: 1;
}
.schwab-lockup .word small {
  display: block;
  margin-top: 0.2rem;
  font-size: 0.68rem;
  font-weight: 500;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  opacity: 0.8;
}
.bar-links {
  display: flex;
  gap: 1.1rem;
  flex-wrap: wrap;
  font-size: 0.9rem;
}
.bar-links a {
  color: #fff;
  text-decoration: none;
  opacity: 0.92;
}
.bar-links a:hover { opacity: 1; text-decoration: underline; }

/* Secondary nav */
.site-nav {
  border-bottom: 1px solid var(--line);
  background: #fff;
  position: sticky;
  top: 0;
  z-index: 30;
}
.site-nav .wrap {
  min-height: 52px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}
.advisor-chip {
  font-weight: 700;
  color: var(--header);
  text-decoration: none;
  font-size: 0.98rem;
}
.nav {
  display: flex;
  gap: 1.25rem;
  flex-wrap: wrap;
}
.nav a {
  text-decoration: none;
  color: var(--muted);
  font-weight: 600;
  font-size: 0.92rem;
}
.nav a:hover,
.nav a[aria-current="page"] { color: var(--schwab-blue-deep); }

/* Profile hero — FC page style */
.profile {
  padding: 2.5rem 0 2rem;
  background: linear-gradient(180deg, #f7fafc 0%, #fff 100%);
  border-bottom: 1px solid var(--line);
}
.profile-grid {
  display: grid;
  grid-template-columns: 220px 1fr;
  gap: 2rem;
  align-items: start;
}
.portrait {
  width: 220px;
  aspect-ratio: 1;
  border-radius: 50%;
  overflow: hidden;
  background: var(--soft);
  box-shadow:
    0 0 0 3px #fff,
    0 0 0 5px var(--schwab-blue),
    0 10px 28px rgba(51, 66, 76, 0.12);
}
.portrait img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 18%;
}
.profile h1 {
  margin: 0 0 0.35rem;
  font-size: clamp(1.85rem, 3.5vw, 2.35rem);
  letter-spacing: -0.02em;
  color: var(--header);
  font-weight: 700;
}
.profile .title {
  margin: 0 0 1rem;
  color: var(--muted);
  font-size: 1.05rem;
  font-weight: 500;
}
.contact-stack {
  display: grid;
  gap: 0.7rem;
  margin: 0 0 1.25rem;
}
.contact-stack > a,
.contact-stack > span {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.55rem 0.75rem;
  color: var(--ink);
  text-decoration: none;
  font-weight: 500;
}
.contact-stack a:hover { color: var(--schwab-blue-deep); }
.contact-stack .ico {
  width: 18px;
  color: var(--schwab-blue);
  font-style: normal;
  font-weight: 700;
}
.contact-stack .label {
  min-width: 9.5rem;
  color: var(--muted);
  font-weight: 600;
  font-size: 0.88rem;
}
.confidential {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.18rem 0.55rem;
  border: 1px solid #c5ced6;
  background: #eef1f4;
  color: #3d4a54;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  border-radius: 2px;
}
.confidential::before {
  content: "";
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #6b7680;
}
.cta-row { display: flex; flex-wrap: wrap; gap: 0.7rem; }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.72rem 1.15rem;
  border-radius: 2px;
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  border: 1px solid transparent;
  transition: background .15s ease, color .15s ease, border-color .15s ease;
}
.btn-primary {
  background: var(--schwab-blue);
  color: #fff;
}
.btn-primary:hover { background: var(--schwab-blue-deep); color: #fff; }
.btn-secondary {
  background: #fff;
  color: var(--schwab-blue-deep);
  border-color: var(--schwab-blue);
}
.btn-secondary:hover { background: #f0f9fd; color: var(--schwab-blue-deep); }

/* Credential panels */
.creds {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  padding: 1.75rem 0 0;
}
.cred {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 2px;
  padding: 1.1rem 1.15rem;
}
.cred h2 {
  margin: 0 0 0.65rem;
  font-size: 0.95rem;
  color: var(--header);
}
.cred ul {
  margin: 0;
  padding-left: 1.1rem;
  color: var(--muted);
  font-size: 0.92rem;
}
.cred li + li { margin-top: 0.3rem; }

/* Sections */
.section { padding: 2.75rem 0; }
.section.alt { background: var(--soft); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.section h2 {
  margin: 0 0 0.75rem;
  font-size: 1.55rem;
  color: var(--header);
}
.section .lead {
  margin: 0 0 1.5rem;
  max-width: 40rem;
  color: var(--muted);
}

.two-col {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 2rem;
  align-items: start;
}
.prose-block p { color: var(--muted); margin: 0 0 1rem; }
.side-photo {
  border-radius: 2px;
  overflow: hidden;
  border: 1px solid var(--line);
}
.side-photo img {
  width: 100%;
  aspect-ratio: 4/5;
  object-fit: cover;
  object-position: center top;
}

.gallery {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.85rem;
}
.gallery figure {
  margin: 0;
  border: 1px solid var(--line);
  border-radius: 2px;
  overflow: hidden;
  background: #fff;
  aspect-ratio: 1;
}
.gallery img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
}

.post-list { display: grid; gap: 0.75rem; }
.post-card {
  display: grid;
  grid-template-columns: 56px 1fr auto;
  gap: 1rem;
  align-items: center;
  padding: 1rem 1.1rem;
  border: 1px solid var(--line);
  background: #fff;
  text-decoration: none;
  color: inherit;
  border-radius: 2px;
}
.post-card:hover { border-color: var(--schwab-blue); }
.post-num {
  font-weight: 700;
  color: var(--schwab-blue);
  font-size: 1.1rem;
}
.post-card h3 {
  margin: 0 0 0.2rem;
  font-size: 1.05rem;
  color: var(--header);
}
.post-card p {
  margin: 0;
  color: var(--muted);
  font-size: 0.92rem;
}
.post-card .more {
  font-weight: 700;
  color: var(--schwab-blue-deep);
  white-space: nowrap;
}

.contact-panel {
  border: 1px solid var(--line);
  background: #fff;
  padding: 1.5rem 1.6rem;
  border-radius: 2px;
  display: grid;
  grid-template-columns: 1.3fr auto;
  gap: 1rem;
  align-items: center;
}
.contact-panel h2 { margin: 0 0 0.4rem; }
.contact-panel p { margin: 0; color: var(--muted); }
.contact-panel .actions { display: grid; gap: 0.55rem; justify-items: stretch; min-width: 220px; }

/* Article */
.article { padding: 2rem 0 3.5rem; }
.article-kicker {
  margin: 0 0 0.4rem;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--schwab-blue-deep);
}
.article h1 {
  margin: 0 0 0.5rem;
  font-size: clamp(1.7rem, 3.5vw, 2.2rem);
  color: var(--header);
}
.article .meta { color: var(--muted); margin: 0 0 1.5rem; }
.article-layout {
  display: grid;
  grid-template-columns: 1fr 280px;
  gap: 2rem;
  align-items: start;
}
.prose {
  border: 1px solid var(--line);
  padding: 1.5rem 1.6rem;
  border-radius: 2px;
}
.prose h2 {
  margin: 1.6rem 0 0.6rem;
  font-size: 1.25rem;
  color: var(--header);
}
.prose h3 { margin: 1.2rem 0 0.45rem; font-size: 1.05rem; }
.prose p, .prose li { color: var(--muted); }
.prose ul, .prose ol { padding-left: 1.2rem; }
.prose table { width: 100%; border-collapse: collapse; margin: 1rem 0; font-size: 0.92rem; }
.prose th, .prose td { border: 1px solid var(--line); padding: 0.55rem 0.65rem; text-align: left; }
.prose th { background: var(--soft); color: var(--ink); }
.aside-card {
  border: 1px solid var(--line);
  padding: 1.1rem;
  border-radius: 2px;
  background: var(--soft);
  position: sticky;
  top: 72px;
}
.aside-card img {
  width: 100%;
  aspect-ratio: 1;
  object-fit: cover;
  object-position: center top;
  margin-bottom: 0.85rem;
  border-radius: 2px;
}
.aside-card h3 { margin: 0 0 0.35rem; font-size: 1.05rem; color: var(--header); }
.aside-card p { margin: 0 0 0.85rem; color: var(--muted); font-size: 0.9rem; }
.aside-card a.mail { word-break: break-all; font-weight: 600; }

.disclaimer {
  margin-top: 1.5rem;
  font-size: 0.8rem;
  color: #6b7680;
  line-height: 1.45;
}

.site-footer {
  background: var(--header);
  color: #c9d2d8;
  padding: 2rem 0 2.4rem;
  font-size: 0.82rem;
  line-height: 1.5;
}
.site-footer a { color: #fff; }
.site-footer .brand-row {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  margin-bottom: 1rem;
}
.site-footer .brand-row img { width: 32px; height: 32px; }
.site-footer .brand-row strong { color: #fff; font-size: 0.95rem; }
.site-footer .grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 1.5rem;
}

@media (max-width: 860px) {
  .profile-grid,
  .creds,
  .two-col,
  .article-layout,
  .contact-panel,
  .site-footer .grid { grid-template-columns: 1fr; }
  .portrait { width: 180px; }
  .gallery { grid-template-columns: 1fr 1fr; }
  .aside-card { position: static; }
}
@media (max-width: 560px) {
  .wrap { width: min(var(--max), calc(100% - 1.25rem)); }
  .bar-links { display: none; }
  .gallery { grid-template-columns: 1fr; }
  .post-card { grid-template-columns: 40px 1fr; }
  .post-card .more { display: none; }
}

/* ——— Authenticity / FC-page upgrades ——— */
.trust-strip {
  background: #e8f6fc;
  border-bottom: 1px solid #b7dceb;
  font-size: 0.88rem;
  color: #234;
}
.trust-strip .wrap {
  min-height: 42px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
  padding: 0.55rem 0;
}
.trust-strip strong { color: var(--header); }
.trust-strip a { font-weight: 700; }

.breadcrumb {
  font-size: 0.84rem;
  color: var(--muted);
  margin: 0 0 1rem;
}
.breadcrumb a { color: var(--muted); text-decoration: none; }
.breadcrumb a:hover { color: var(--schwab-blue-deep); }
.breadcrumb span { color: var(--header); font-weight: 600; }

.affiliate-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  background: #fff;
  border: 1px solid var(--line);
  padding: 0.35rem 0.7rem;
  border-radius: 2px;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--header);
  margin-bottom: 0.85rem;
}
.affiliate-pill img { width: 18px; height: 18px; }

.verify-card {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 1rem;
  align-items: center;
  border: 1px solid #b7dceb;
  background: #f3fafd;
  padding: 1.15rem 1.25rem;
  border-radius: 2px;
  margin-top: 1.5rem;
}
.verify-card h2 {
  margin: 0 0 0.35rem;
  font-size: 1.05rem;
  color: var(--header);
}
.verify-card p { margin: 0; color: var(--muted); font-size: 0.92rem; }
.verify-card .ids {
  margin-top: 0.55rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}
.chip {
  display: inline-flex;
  align-items: center;
  padding: 0.25rem 0.55rem;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 2px;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--header);
}

.timeline {
  list-style: none;
  margin: 0;
  padding: 0;
  border-left: 2px solid #cfe3ec;
}
.timeline li {
  position: relative;
  padding: 0 0 1.1rem 1.15rem;
}
.timeline li:last-child { padding-bottom: 0; }
.timeline li::before {
  content: "";
  position: absolute;
  left: -6px;
  top: 0.35rem;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--schwab-blue);
  border: 2px solid #fff;
  box-shadow: 0 0 0 1px #b7dceb;
}
.timeline strong { display: block; color: var(--header); }
.timeline span { color: var(--muted); font-size: 0.92rem; }

.branch-card {
  border: 1px solid var(--line);
  background: #fff;
  padding: 1.2rem 1.25rem;
  border-radius: 2px;
}
.branch-card h3 { margin: 0 0 0.5rem; color: var(--header); font-size: 1.05rem; }
.branch-card p { margin: 0 0 0.35rem; color: var(--muted); }
.branch-card a.map {
  display: inline-block;
  margin-top: 0.65rem;
  font-weight: 700;
}

.faq details {
  border: 1px solid var(--line);
  background: #fff;
  border-radius: 2px;
  padding: 0.9rem 1rem;
  margin-bottom: 0.55rem;
}
.faq summary {
  cursor: pointer;
  font-weight: 700;
  color: var(--header);
  list-style: none;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+";
  float: right;
  color: var(--schwab-blue);
  font-weight: 700;
}
.faq details[open] summary::after { content: "–"; }
.faq details p {
  margin: 0.75rem 0 0;
  color: var(--muted);
  font-size: 0.95rem;
}

.legal-band {
  background: #2a363e;
  
  color: #c9d2d8;
  font-size: 0.78rem;
  line-height: 1.55;
  padding: 1.5rem 0 1.75rem;
  border-top: 4px solid var(--schwab-blue);
}
.legal-band strong { color: #fff; }
.legal-band a { color: #9fd7f0; }
.risk-line {
  margin: 0 0 0.85rem;
  padding: 0.65rem 0.75rem;
  background: #1f2a31;
  border-left: 3px solid var(--schwab-blue);
  color: #e8eef2;
  font-weight: 600;
  letter-spacing: 0.01em;
}

/* Independent professional-advice overview */
.independent-notice {
  background: #fff5d8;
  border-bottom: 1px solid #e5cf8d;
  color: #4f4528;
  font-size: 0.85rem;
}
.independent-notice .wrap { padding-block: 0.65rem; }
.advice-hero {
  padding: clamp(3rem, 7vw, 5.5rem) 0;
  background: linear-gradient(120deg, #edf8fc 0%, #fff 62%);
  border-bottom: 1px solid var(--line);
}
.advice-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(420px, 1fr);
  gap: clamp(2rem, 6vw, 5rem);
  align-items: center;
}
.advice-hero h1 {
  max-width: 720px;
  margin: 0 0 1rem;
  color: var(--header);
  font-size: clamp(2.2rem, 5vw, 4rem);
  line-height: 1.06;
  letter-spacing: -0.035em;
}
.advice-hero .lead {
  max-width: 680px;
  margin: 0 0 1.5rem;
  color: var(--muted);
  font-size: 1.1rem;
}
.advice-hero-media {
  margin: 0;
  overflow: hidden;
  background: var(--soft);
}
.advice-hero-media img {
  width: 100%;
  height: 100%;
  min-height: 320px;
  object-fit: cover;
}
.advice-benefits { padding: 2.25rem 0; background: #fff; }
.advice-benefits .wrap {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}
.advice-benefits p {
  margin: 0;
  text-align: center;
  color: var(--ink);
  font-size: .9rem;
  font-weight: 700;
  line-height: 1.35;
}
.advice-media-grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}
.advice-media-grid video {
  display: block;
  width: 100%;
  aspect-ratio: 16 / 9;
  background: #18242b;
}
.media-caption {
  margin: -4.5rem 0 0;
  padding: 1rem 1.25rem;
  position: relative;
  color: #fff;
  background: linear-gradient(transparent, rgba(0, 0, 0, .82));
  pointer-events: none;
}
.media-caption strong { font-size: 1.15rem; }
.advice-media-grid h2 {
  font-size: clamp(1.65rem, 3.2vw, 2.35rem);
  line-height: 1.2;
}
.support-list { padding-left: 1.2rem; color: var(--muted); }
.support-list li + li { margin-top: .9rem; }
.advice-callout {
  border-top: 5px solid var(--schwab-blue);
  background: #fff;
  padding: 1.6rem;
  box-shadow: 0 16px 45px rgba(51, 66, 76, 0.12);
}
.advice-callout h2 { margin: 0 0 .3rem; color: var(--header); }
.advice-callout p { margin: 0 0 1.2rem; color: var(--muted); }
.advice-callout .small { margin: 0; font-size: .86rem; }
.section-label {
  margin: 0 0 .45rem;
  color: var(--schwab-blue-deep);
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
}
.advice-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}
.advice-card {
  min-height: 230px;
  border: 1px solid var(--line);
  padding: 1.5rem;
  background: #fff;
}
.advice-card > span {
  color: var(--schwab-blue);
  font-size: .82rem;
  font-weight: 700;
}
.advice-card h3 { margin: 2.5rem 0 .6rem; color: var(--header); }
.advice-card p { margin: 0; color: var(--muted); }
.advice-steps {
  display: grid;
  grid-template-columns: .8fr 1.2fr;
  gap: clamp(2rem, 6vw, 5rem);
}
.advice-steps ol { margin: 0; padding: 0; list-style: none; counter-reset: advice-step; }
.advice-steps li {
  counter-increment: advice-step;
  display: grid;
  grid-template-columns: 42px 1fr;
  padding: 0 0 1.35rem;
  border-bottom: 1px solid var(--line);
  margin-bottom: 1.35rem;
}
.advice-steps li::before {
  content: counter(advice-step, decimal-leading-zero);
  grid-row: 1 / 3;
  color: var(--schwab-blue);
  font-weight: 700;
}
.advice-steps strong { color: var(--header); }
.advice-steps span { color: var(--muted); font-size: .94rem; }

.photo-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.75rem;
}
.photo-row figure {
  margin: 0;
  border: 1px solid var(--line);
  overflow: hidden;
  aspect-ratio: 1;
}
.photo-row img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
}

@media (max-width: 860px) {
  .verify-card { grid-template-columns: 1fr; }
  .photo-row { grid-template-columns: 1fr 1fr; }
  .advice-hero-grid,
  .advice-grid,
  .advice-steps,
  .advice-media-grid { grid-template-columns: 1fr; }
  .advice-hero-media { order: -1; }
  .advice-benefits .wrap { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 560px) {
  .advice-benefits .wrap { grid-template-columns: 1fr; }
  .advice-benefits p { text-align: left; padding-left: 1rem; border-left: 3px solid var(--schwab-blue); }
}

/* Professional finish */
:focus-visible {
  outline: 3px solid rgba(0, 160, 223, .4);
  outline-offset: 3px;
}
.schwab-bar .wrap { min-height: 70px; }
.site-nav { box-shadow: 0 1px 0 rgba(35, 52, 62, .04); }
.profile {
  padding: clamp(2.75rem, 6vw, 4.75rem) 0 2.75rem;
  background:
    radial-gradient(circle at 85% 10%, rgba(0, 160, 223, .11), transparent 32%),
    linear-gradient(180deg, #f7fafc 0%, #fff 100%);
}
.profile-grid {
  grid-template-columns: 240px minmax(0, 1fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}
.portrait { width: 240px; }
.profile h1 {
  font-size: clamp(2.3rem, 5vw, 3.5rem);
  line-height: 1.05;
}
.profile .title { font-size: 1.12rem; }
.contact-stack {
  max-width: 650px;
  padding: 1rem 0;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.section { padding: clamp(3rem, 6vw, 4.5rem) 0; }
.section > .wrap > h2 {
  max-width: 760px;
  font-size: clamp(1.75rem, 3vw, 2.35rem);
  line-height: 1.2;
}
.creds { gap: 1.25rem; }
.cred {
  min-height: 210px;
  padding: 1.45rem;
  border-top: 4px solid var(--schwab-blue);
  box-shadow: 0 8px 24px rgba(51, 66, 76, .05);
}
.cred h2 { font-size: 1.08rem; }
.cred li + li { margin-top: .55rem; }
.verify-card {
  padding: 1.4rem 1.5rem;
  box-shadow: 0 8px 28px rgba(51, 66, 76, .05);
}
.post-list { gap: .9rem; }
.post-card {
  min-height: 104px;
  padding: 1.25rem 1.35rem;
  transition: border-color .15s ease, box-shadow .15s ease, transform .15s ease;
}
.post-card:hover {
  border-color: var(--schwab-blue);
  box-shadow: 0 10px 28px rgba(51, 66, 76, .08);
  transform: translateY(-2px);
}
.article { padding: clamp(2.5rem, 6vw, 4.5rem) 0 5rem; }
.article h1 {
  max-width: 850px;
  font-size: clamp(2.1rem, 4.5vw, 3.25rem);
  line-height: 1.12;
  letter-spacing: -.025em;
}
.article-layout { grid-template-columns: minmax(0, 1fr) 300px; gap: clamp(2rem, 5vw, 4rem); }
.prose {
  padding: clamp(1.4rem, 4vw, 2.25rem);
  background: #fff;
  box-shadow: 0 8px 30px rgba(51, 66, 76, .04);
}
.prose p, .prose li { line-height: 1.72; }
.prose h2 { margin-top: 2.1rem; }
.aside-card {
  padding: 1.25rem;
  background: #f7f9fa;
  box-shadow: 0 10px 30px rgba(51, 66, 76, .07);
}
.private-note {
  margin: .75rem 0 0 !important;
  padding-top: .75rem;
  border-top: 1px solid var(--line);
  color: var(--muted);
  font-size: .8rem !important;
}
.insights-page > .wrap { max-width: 920px; }
.insight-topics {
  display: flex;
  flex-wrap: wrap;
  gap: .55rem;
  margin: 0 0 2rem;
}
.insight-topics span {
  padding: .35rem .7rem;
  border: 1px solid #b7dceb;
  background: #f3fafd;
  color: var(--header);
  font-size: .82rem;
  font-weight: 600;
}
.legal-band { padding: 2rem 0 2.3rem; }
.legal-band .wrap > p { max-width: 980px; }

@media (max-width: 860px) {
  .profile-grid { grid-template-columns: 1fr; }
  .portrait { width: 190px; }
}
@media (max-width: 560px) {
  .site-nav .wrap { align-items: flex-start; padding-block: .75rem; }
  .nav { gap: .85rem 1rem; }
  .nav a { font-size: .84rem; }
  .profile { padding-top: 2rem; }
  .profile h1 { font-size: 2.25rem; }
  .contact-stack .label { min-width: 100%; }
}