Clarify priorities
Connect investment decisions to near-term needs, long-term goals, and the tradeoffs that matter most.
Professional advice
Plan and invest with a consultant.
Get personalized advice from a dedicated Financial Consultant supported by a team of specialists.
A dedicated relationship with a Financial Consultant
Personalized financial planning to meet your goals
Access to a full range of solutions and expertise
No separate charge to work with your Financial Consultant*
Personal support
A Schwab Financial Consultant perspective
Your dedicated Financial Consultant will get to know you and your needs.
- They will assist you in creating a financial plan tailored to your financial needs and goals.
- They are available through appropriate in-person, phone, or video channels.
- Schwab publishes information about how Financial Consultants are compensated.
A practical relationship
How professional guidance can help
The role is not to replace your judgment. It is to bring structure, context, and a steady process to important financial decisions.
Understand your portfolio
Review what you own, why you own it, and where concentration, cost, or complexity may deserve attention.
Stay focused through change
Revisit the plan when markets move or your life changes—without letting short-term noise drive every decision.
What to expect
A straightforward starting point
Any recommendation should begin with an understanding of your goals, circumstances, preferences, and questions.
- Start with a conversationDiscuss what prompted you to seek guidance and what a useful outcome would look like.
- Review the full pictureConsider priorities, time horizon, risk, liquidity needs, and the investments already in place.
- Identify next stepsChoose actions you understand, including the costs, risks, and alternatives involved.
- Revisit as neededUpdate decisions when circumstances or objectives materially change.
Continue through an official Schwab channel
For account questions, service details, availability, fees, or verification, use Schwab’s official website and contact channels.